Ranch home in Spokane, WA
A Ranch home in Spokane, WA, it offers 3 bedrooms and 2 bathrooms across 1,579 square feet. Standout details include attached garage, deck / patio, and walk-in closet.
| Price | $429,990 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1579 |
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| Architectural style | Ranch (69% match) |
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| Address | 1114 S Oswald St, Spokane, WA 99224 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, deck / patio, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $430K, this home is 1% below the $435K median for 891 similar Ranch homes in Spokane, WA.
- That works out to $272 per square foot, 31% above the $208 comparable rate.
- On the market 14 days.
| This home | $429,990 |
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| Ranch median in Spokane, WA | $435,000 (891 homes) |
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| Price per sq ft | $272 vs. $208 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,852/month with 20% down at a 7.28% 30-year fixed rate. You would need about $122,216 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,354/mo |
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| Property tax (new-buyer reassessed rate) | $337/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $2,852/mo |
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| Down payment (20%) | $85,998 |
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| Income needed | $122,216/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $217,708 |
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| Range (10th to 90th pct) | $131,246 to $319,114 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Spokane, WA where local data is thin.
Local home values
Typical home values in Spokane, WA have risen about 9% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately