Ranch home in Chattanooga, TN
This Ranch home in Chattanooga, TN offers 1 bathroom across 1,308 square feet. Its Ranch character defines the property's look.
| Price | $205,400 |
|---|
| Baths | 1 |
|---|
| Sqft | 1308 |
|---|
| Architectural style | Ranch (43% match) |
|---|
| Address | 1102 Moss Dr, Chattanooga, TN 37411 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $205K, this home is 34% below the $310K median for 460 similar Ranch homes in Chattanooga, TN.
- That works out to $157 per square foot, 16% below the $188 comparable rate.
- New to market (5 days), so expect competition.
| This home | $205,400 |
|---|
| Ranch median in Chattanooga, TN | $310,000 (460 homes) |
|---|
| Price per sq ft | $157 vs. $188 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,316/month with 20% down at a 7.28% 30-year fixed rate. You would need about $56,400 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,124/mo |
|---|
| Property tax (new-buyer reassessed rate) | $115/mo |
|---|
| Homeowners insurance | $77/mo |
|---|
| Total monthly | $1,316/mo |
|---|
| Down payment (20%) | $41,080 |
|---|
| Income needed | $56,400/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
|---|
| Beats renting in | 20% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $101,352 |
|---|
| Range (10th to 90th pct) | $60,839 to $150,244 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia