Cottage / Storybook home in Big Bear Lake, CA
This 1,296-square-foot Cottage home in Big Bear Lake, CA includes 3 bedrooms and 2 bathrooms. Its Cottage character defines the property's look.
| Price | $429,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1296 |
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| Architectural style | Cottage / Storybook (51% match) |
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| Address | 849 Frd, Big Bear Lake, CA 92315 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $429K, this home is 25% below the $569K median for 59 similar Cottage / Storybook homes in Big Bear Lake, CA.
- That works out to $331 per square foot, 25% below the $441 comparable rate.
- On the market 103 days, which is a long time; sellers are often flexible at this point.
| This home | $429,000 |
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| Cottage / Storybook median in Big Bear Lake, CA | $569,000 (59 homes) |
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| Price per sq ft | $331 vs. $441 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,938/month with 20% down at a 7.28% 30-year fixed rate. You would need about $125,918 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,348/mo |
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| Property tax (new-buyer reassessed rate) | $429/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $2,938/mo |
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| Down payment (20%) | $85,800 |
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| Income needed | $125,918/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 10% of modeled paths |
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| Modeled 5-yr equity (median) | $193,007 |
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| Range (10th to 90th pct) | $112,451 to $292,713 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow