home in Saint Augustine, FL
A home in Saint Augustine, FL, it offers 5 bedrooms and 3.5 bathrooms across 3,272 square feet. It sits within the greater St. Petersburg, FL area.
| Price | $669,990 |
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| Beds | 5 |
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| Baths | 3.5 |
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| Sqft | 3272 |
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| Address | 679 CEDAR PRESERVE Lane, Saint Augustine, FL 32095 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,427/month with 20% down at a 7.28% 30-year fixed rate. You would need about $189,713 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,667/mo |
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| Property tax (new-buyer reassessed rate) | $508/mo |
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| Homeowners insurance | $251/mo |
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| Total monthly | $4,427/mo |
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| Down payment (20%) | $133,998 |
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| Income needed | $189,713/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $323,529 |
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| Range (10th to 90th pct) | $194,190 to $481,433 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia