Ranch home in 1413 Swallow St Naperville, IL
A Ranch home in Chicago, IL, it offers 3 bedrooms and 2 bathrooms across 1,900 square feet. The Ranch styling carries through the home's design.
| Price | $549,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1900 |
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| Architectural style | Ranch (71% match) |
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| Address | 1413 Swallow St Naperville, IL 60565 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $550K, this home is 22% above the $450K median for 312 similar Ranch homes in Chicago, IL.
- That works out to $289 per square foot, 6% below the $307 comparable rate.
- On the market 13 days.
- The asking price has already been cut about 4%, a sign the seller is motivated.
| This home | $549,900 |
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| Ranch median in Chicago, IL | $450,000 (312 homes) |
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| Price per sq ft | $289 vs. $307 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,169/month with 20% down at a 7.28% 30-year fixed rate. You would need about $178,687 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,010/mo |
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| Property tax (new-buyer reassessed rate) | $953/mo |
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| Homeowners insurance | $206/mo |
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| Total monthly | $4,169/mo |
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| Down payment (20%) | $109,980 |
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| Income needed | $178,687/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 3% of modeled paths |
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| Modeled 5-yr equity (median) | $225,367 |
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| Range (10th to 90th pct) | $126,420 to $343,727 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto