Black Barn home in 3514 Kellys Ferry Rd Chattanooga, TN
A Black Barn home in Chattanooga, TN, it offers 2 bedrooms and 1 bathroom across 1,100 square feet. The Black Barn styling carries through the home's design.
| Price | $239,900 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1100 |
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| Architectural style | Black Barn (44% match) |
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| Address | 3514 Kellys Ferry Rd Chattanooga, TN 37419 |
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Why buy this home
- Confirmed Black Barn architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $240K, this home is 29% below the $340K median for 28 similar Black Barn homes in Chattanooga, TN.
- That works out to $218 per square foot, 14% below the $254 comparable rate.
- New to market (3 days), so expect competition.
| This home | $239,900 |
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| Black Barn median in Chattanooga, TN | $339,900 (28 homes) |
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| Price per sq ft | $218 vs. $254 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,537/month with 20% down at a 7.28% 30-year fixed rate. You would need about $65,873 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,313/mo |
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| Property tax (new-buyer reassessed rate) | $134/mo |
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| Homeowners insurance | $90/mo |
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| Total monthly | $1,537/mo |
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| Down payment (20%) | $47,980 |
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| Income needed | $65,873/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (61 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (61/100) |
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| Beats renting in | 14% of modeled paths |
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| Modeled 5-yr equity (median) | $109,131 |
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| Range (10th to 90th pct) | $63,440 to $164,454 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto