Cottage / Storybook home in Bend, OR
Set in Bend, OR, this Cottage home provides 4 bedrooms and 3 bathrooms across 4,010 square feet. Its Cottage character defines the property's look.
| Price | $1,349,900 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 4010 |
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| Architectural style | Cottage / Storybook (50% match) |
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| Address | 3028 NW Underhill Pl, Bend, OR 97703 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $1.3M, this home is 73% above the $779K median for 84 similar Cottage / Storybook homes in Bend, OR.
- That works out to $337 per square foot, 18% below the $410 comparable rate.
- On the market 24 days.
| This home | $1,349,900 |
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| Cottage / Storybook median in Bend, OR | $779,000 (84 homes) |
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| Price per sq ft | $337 vs. $410 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,941/month with 20% down at a 7.28% 30-year fixed rate. You would need about $383,200 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,389/mo |
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| Property tax (new-buyer reassessed rate) | $1,046/mo |
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| Homeowners insurance | $506/mo |
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| Total monthly | $8,941/mo |
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| Down payment (20%) | $269,980 |
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| Income needed | $383,200/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (75 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (75/100) |
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| Beats renting in | 37% of modeled paths |
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| Modeled 5-yr equity (median) | $821,273 |
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| Range (10th to 90th pct) | $540,673 to $1,180,967 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Bend, OR where local data is thin.
Local home values
Typical home values in Bend, OR have risen about 6% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia