Townhouse / Rowhouse home in Saint Cloud, FL
This 1,615-square-foot Townhouse home in Saint Cloud, FL includes 3 bedrooms and 2.5 bathrooms. It sits within the greater St. Petersburg, FL area.
| Price | $344,490 |
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| Beds | 3 |
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| Baths | 2.5 |
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| Sqft | 1615 |
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| Architectural style | Townhouse / Rowhouse (84% match) |
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| Address | 5549 RONIN DRIVE, Saint Cloud, FL 34771 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $344K, this home is 7% below the $371K median for 109 similar Townhouse / Rowhouse homes in St. Petersburg, FL.
- That works out to $213 per square foot, 9% below the $234 comparable rate.
- New to market (2 days), so expect competition.
| This home | $344,490 |
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| Townhouse / Rowhouse median in St. Petersburg, FL | $371,000 (109 homes) |
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| Price per sq ft | $213 vs. $234 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,276/month with 20% down at a 7.28% 30-year fixed rate. You would need about $97,545 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,886/mo |
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| Property tax (new-buyer reassessed rate) | $261/mo |
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| Homeowners insurance | $129/mo |
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| Total monthly | $2,276/mo |
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| Down payment (20%) | $68,898 |
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| Income needed | $97,545/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (70/100) |
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| Beats renting in | 26% of modeled paths |
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| Modeled 5-yr equity (median) | $187,050 |
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| Range (10th to 90th pct) | $116,324 to $270,328 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia