Ranch home in 40 Upton Ave S Minneapolis, MN
This Ranch home in Minneapolis, MN offers 4 bedrooms and 2 bathrooms across 2,402 square feet. Its Ranch character defines the property's look.
| Price | $635,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 2402 |
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| Architectural style | Ranch (38% match) |
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| Address | 40 Upton Ave S Minneapolis, MN 55405 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $635K, this home is 69% above the $375K median for 157 similar Ranch homes in Minneapolis, MN.
- That works out to $264 per square foot, 25% above the $211 comparable rate.
- On the market 9 days.
| This home | $635,000 |
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| Ranch median in Minneapolis, MN | $375,000 (157 homes) |
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| Price per sq ft | $264 vs. $211 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,301/month with 20% down at a 7.28% 30-year fixed rate. You would need about $184,341 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,476/mo |
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| Property tax (new-buyer reassessed rate) | $587/mo |
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| Homeowners insurance | $238/mo |
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| Total monthly | $4,301/mo |
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| Down payment (20%) | $127,000 |
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| Income needed | $184,341/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (52 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (52/100) |
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| Beats renting in | 5% of modeled paths |
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| Modeled 5-yr equity (median) | $254,496 |
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| Range (10th to 90th pct) | $139,423 to $390,695 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Minneapolis, MN where local data is thin.
Local home values
Typical home values in Minneapolis, MN have risen about 11% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto