Ranch home in Spokane, WA
A Ranch home in Spokane, WA, it offers 4 bedrooms and 3 bathrooms across 3,200 square feet. The Ranch styling carries through the home's design.
| Price | $549,000 |
|---|
| Beds | 4 |
|---|
| Baths | 3 |
|---|
| Sqft | 3200 |
|---|
| Architectural style | Ranch (73% match) |
|---|
| Address | 415 E Elto Ave, Spokane, WA 99208 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $549K, this home is 26% above the $435K median for 891 similar Ranch homes in Spokane, WA.
- That works out to $172 per square foot, 17% below the $208 comparable rate.
- On the market 50 days, longer than usual here, so the seller may be open to offers.
| This home | $549,000 |
|---|
| Ranch median in Spokane, WA | $435,000 (891 homes) |
|---|
| Price per sq ft | $172 vs. $208 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,641/month with 20% down at a 7.28% 30-year fixed rate. You would need about $156,042 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,005/mo |
|---|
| Property tax (new-buyer reassessed rate) | $430/mo |
|---|
| Homeowners insurance | $206/mo |
|---|
| Total monthly | $3,641/mo |
|---|
| Down payment (20%) | $109,800 |
|---|
| Income needed | $156,042/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
|---|
| Beats renting in | 19% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $282,191 |
|---|
| Range (10th to 90th pct) | $174,177 to $408,274 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Spokane, WA where local data is thin.
Local home values
Typical home values in Spokane, WA have risen about 9% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia