Cottage / Storybook home in Indianapolis, IN
This 1,091-square-foot Cottage home in Indianapolis, IN includes 3 bedrooms and 1 bathroom. The Cottage styling carries through the home's design.
| Price | $129,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1091 |
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| Architectural style | Cottage / Storybook (36% match) |
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| Address | 405 N Bradley Avenue, Indianapolis, IN 46201 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $129K, this home is 48% below the $250K median for 138 similar Cottage / Storybook homes in Indianapolis, IN.
- That works out to $118 per square foot, 23% below the $154 comparable rate.
| This home | $129,000 |
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| Cottage / Storybook median in Indianapolis, IN | $250,000 (138 homes) |
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| Price per sq ft | $118 vs. $154 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $845/month with 20% down at a 7.28% 30-year fixed rate. You would need about $36,205 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $706/mo |
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| Property tax (new-buyer reassessed rate) | $90/mo |
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| Homeowners insurance | $48/mo |
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| Total monthly | $845/mo |
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| Down payment (20%) | $25,800 |
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| Income needed | $36,205/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (94 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (94/100) |
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| Beats renting in | 86% of modeled paths |
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| Modeled 5-yr equity (median) | $108,926 |
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| Range (10th to 90th pct) | $76,898 to $146,851 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Indianapolis, IN where local data is thin.
Local home values
Typical home values in Indianapolis, IN have risen about 23% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately