Townhouse / Rowhouse home in Chicago, IL
A Townhouse home in Chicago, IL, it offers 5 bedrooms and 3 bathrooms. Its Townhouse character defines the property's look.
| Price | $429,900 |
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| Beds | 5 |
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| Baths | 3 |
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| Architectural style | Townhouse / Rowhouse (56% match) |
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| Address | 3900 W Division St, Chicago, IL 60651 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
- At $430K, this home is 4% below the $449K median for 1473 similar Townhouse / Rowhouse homes in Chicago, IL.
- On the market 16 days.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,260/month with 20% down at a 7.28% 30-year fixed rate. You would need about $139,694 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,353/mo |
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| Property tax (new-buyer reassessed rate) | $745/mo |
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| Homeowners insurance | $161/mo |
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| Total monthly | $3,260/mo |
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| Down payment (20%) | $85,980 |
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| Income needed | $139,694/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (75 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (75/100) |
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| Beats renting in | 35% of modeled paths |
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| Modeled 5-yr equity (median) | $273,325 |
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| Range (10th to 90th pct) | $181,500 to $388,921 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia