Townhouse / Rowhouse home in Charlottesville, VA
This 860-square-foot Townhouse home in Charlottesville, VA includes 2 bedrooms and 2 bathrooms. Its Townhouse character defines the property's look.
| Price | $265,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 860 |
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| Architectural style | Townhouse / Rowhouse (80% match) |
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| Address | 1190 Pine Haven Court, Charlottesville, VA 22901 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $265K, this home is 38% below the $425K median for 85 similar Townhouse / Rowhouse homes in Charlottesville, VA.
- That works out to $308 per square foot, 29% above the $238 comparable rate.
- New to market (2 days), so expect competition.
| This home | $265,000 |
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| Townhouse / Rowhouse median in Charlottesville, VA | $425,000 (85 homes) |
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| Price per sq ft | $308 vs. $238 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,742/month with 20% down at a 7.28% 30-year fixed rate. You would need about $74,658 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,451/mo |
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| Property tax (new-buyer reassessed rate) | $192/mo |
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| Homeowners insurance | $99/mo |
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| Total monthly | $1,742/mo |
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| Down payment (20%) | $53,000 |
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| Income needed | $74,658/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (54 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (54/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $108,315 |
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| Range (10th to 90th pct) | $61,227 to $165,816 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlottesville, VA where local data is thin.
Local home values
Typical home values in Charlottesville, VA have risen about 22% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately