Mediterranean home in 20109 Pond Spring Way Tampa, FL
This 3,620-square-foot Mediterranean home in Tampa, FL includes 6 bedrooms and 4 bathrooms. The Mediterranean styling carries through the home's design.
| Price | $1,174,900 |
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| Beds | 6 |
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| Baths | 4 |
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| Sqft | 3620 |
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| Architectural style | Mediterranean (92% match) |
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| Address | 20109 Pond Spring Way Tampa, FL 33647 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $1.2M, this home is 25% above the $940K median for 305 similar Mediterranean homes in Tampa, FL.
- That works out to $325 per square foot, 2% above the $319 comparable rate.
- New to market (5 days), so expect competition.
| This home | $1,174,900 |
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| Mediterranean median in Tampa, FL | $939,900 (305 homes) |
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| Price per sq ft | $325 vs. $319 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,763/month with 20% down at a 7.28% 30-year fixed rate. You would need about $332,683 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,431/mo |
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| Property tax (new-buyer reassessed rate) | $891/mo |
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| Homeowners insurance | $441/mo |
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| Total monthly | $7,763/mo |
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| Down payment (20%) | $234,980 |
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| Income needed | $332,683/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $602,627 |
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| Range (10th to 90th pct) | $369,739 to $879,529 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tampa, FL where local data is thin.
Local home values
Typical home values in Tampa, FL have risen about 18% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto