Ranch home in Napa, CA
A Ranch home in Napa, CA, it offers 2 bedrooms and 1 bathroom across 978 square feet. Its Ranch character defines the property's look.
| Price | $675,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 978 |
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| Architectural style | Ranch (59% match) |
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| Address | 2728 Illinois Street, Napa, CA 94558 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $675K, this home is 22% below the $860K median for 142 similar Ranch homes in Napa, CA.
- That works out to $690 per square foot, 18% above the $586 comparable rate.
- New to market (3 days), so expect competition.
| This home | $675,000 |
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| Ranch median in Napa, CA | $859,999 (142 homes) |
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| Price per sq ft | $690 vs. $586 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,623/month with 20% down at a 7.28% 30-year fixed rate. You would need about $198,123 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,695/mo |
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| Property tax (new-buyer reassessed rate) | $675/mo |
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| Homeowners insurance | $253/mo |
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| Total monthly | $4,623/mo |
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| Down payment (20%) | $135,000 |
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| Income needed | $198,123/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 14% of modeled paths |
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| Modeled 5-yr equity (median) | $332,598 |
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| Range (10th to 90th pct) | $199,868 to $496,173 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Napa, CA where local data is thin.
Local home values
Typical home values in Napa, CA have risen about 3% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow