Mid-Century Modern home in Miami, FL
A Mid-Century Modern home in Miami, FL, it offers 3 bedrooms and 2 bathrooms across 1,650 square feet. Its Mid-Century Modern character defines the property's look.
| Price | $650,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1650 |
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| Architectural style | Mid-Century Modern (70% match) |
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| Address | 16020 SW 97th Ct, Miami, FL 33157 |
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Why buy this home
- Confirmed Mid-Century Modern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $650K, this home is 50% below the $1.3M median for 982 similar Mid-Century Modern homes in Miami, FL.
- That works out to $394 per square foot, 45% below the $715 comparable rate.
- On the market 18 days.
| This home | $650,000 |
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| Mid-Century Modern median in Miami, FL | $1,299,000 (982 homes) |
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| Price per sq ft | $394 vs. $715 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,295/month with 20% down at a 7.28% 30-year fixed rate. You would need about $184,053 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
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| Property tax (new-buyer reassessed rate) | $493/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,295/mo |
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| Down payment (20%) | $130,000 |
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| Income needed | $184,053/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A (89 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A (89/100) |
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| Beats renting in | 71% of modeled paths |
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| Modeled 5-yr equity (median) | $499,538 |
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| Range (10th to 90th pct) | $342,909 to $686,131 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in Miami, FL have risen about 30% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow