Townhouse / Rowhouse home in Charlotte, NC
A Townhouse home in Charlotte, NC, it offers 4 bedrooms and 3 bathrooms across 2,196 square feet. Standout details include swimming pool, attached garage, fireplace, vaulted / high ceilings, and walk-in closet.
| Price | $350,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2196 |
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| Architectural style | Townhouse / Rowhouse (55% match) |
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| Address | 7401 Finnigan Road, Charlotte, NC 28215 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, fireplace, swimming pool, vaulted / high ceilings, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $350K, this home is 6% below the $373K median for 662 similar Townhouse / Rowhouse homes in Charlotte, NC.
- That works out to $159 per square foot, 28% below the $222 comparable rate.
- On the market 20 days.
| This home | $350,000 |
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| Townhouse / Rowhouse median in Charlotte, NC | $372,606 (662 homes) |
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| Price per sq ft | $159 vs. $222 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,286/month with 20% down at a 7.28% 30-year fixed rate. You would need about $97,980 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,916/mo |
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| Property tax (new-buyer reassessed rate) | $239/mo |
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| Homeowners insurance | $131/mo |
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| Total monthly | $2,286/mo |
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| Down payment (20%) | $70,000 |
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| Income needed | $97,980/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 53% of modeled paths |
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| Modeled 5-yr equity (median) | $232,866 |
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| Range (10th to 90th pct) | $155,226 to $326,901 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlotte, NC where local data is thin.
Local home values
Typical home values in Charlotte, NC have risen about 22% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately