Cape Cod home in Southampton, NY
This Cape Cod home in Southampton, NY offers 4 bedrooms and 3 bathrooms across 2,338 square feet. The Cape Cod styling carries through the home's design.
| Price | $1,725,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2338 |
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| Architectural style | Cape Cod (90% match) |
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| Address | 32 Sugar Loaf Rd, Southampton, NY 11968 |
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Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $1.7M, this home is 37% below the $2.8M median for 285 similar Cape Cod homes in Southampton, NY.
- That works out to $738 per square foot, 29% below the $1045 comparable rate.
- On the market 12 days.
| This home | $1,725,000 |
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| Cape Cod median in Southampton, NY | $2,750,000 (285 homes) |
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| Price per sq ft | $738 vs. $1,045 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $12,562/month with 20% down at a 7.28% 30-year fixed rate. You would need about $538,350 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $9,442/mo |
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| Property tax (new-buyer reassessed rate) | $2,473/mo |
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| Homeowners insurance | $647/mo |
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| Total monthly | $12,562/mo |
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| Down payment (20%) | $345,000 |
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| Income needed | $538,350/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 25% of modeled paths |
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| Modeled 5-yr equity (median) | $820,083 |
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| Range (10th to 90th pct) | $488,437 to $1,224,784 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow