Townhouse / Rowhouse home in Key West, FL
Set in Key West, FL, this Townhouse home provides 2 bedrooms and 3 bathrooms across 960 square feet. The Townhouse styling carries through the home's design.
| Price | $1,350,000 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 960 |
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| Architectural style | Townhouse / Rowhouse (80% match) |
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| Address | 564 Porter Ln, Key West, FL 33040 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $1.4M, this home is 42% above the $950K median for 33 similar Townhouse / Rowhouse homes in Key West, FL.
- That works out to $1406 per square foot, 36% above the $1031 comparable rate.
- On the market 204 days, which is a long time; sellers are often flexible at this point.
| This home | $1,350,000 |
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| Townhouse / Rowhouse median in Key West, FL | $950,000 (33 homes) |
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| Price per sq ft | $1,406 vs. $1,031 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,919/month with 20% down at a 7.28% 30-year fixed rate. You would need about $382,264 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,389/mo |
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| Property tax (new-buyer reassessed rate) | $1,024/mo |
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| Homeowners insurance | $506/mo |
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| Total monthly | $8,919/mo |
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| Down payment (20%) | $270,000 |
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| Income needed | $382,264/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $660,209 |
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| Range (10th to 90th pct) | $394,026 to $991,089 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Key West, FL where local data is thin.
Local home values
Typical home values in Key West, FL have risen about 27% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow