Ranch home in 8316 Virginia Rd Louisville, KY
This Ranch home in Louisville, KY offers 2 bedrooms and 1 bathroom across 1,090 square feet. Its Ranch character defines the property's look.
| Price | $225,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1090 |
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| Architectural style | Ranch (88% match) |
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| Address | 8316 Virginia Rd Louisville, KY 40258 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $225K, this home is 18% below the $275K median for 1350 similar Ranch homes in Louisville, KY.
- That works out to $206 per square foot, 20% above the $172 comparable rate.
- New to market (5 days), so expect competition.
| This home | $225,000 |
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| Ranch median in Louisville, KY | $275,000 (1350 homes) |
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| Price per sq ft | $206 vs. $172 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,477/month with 20% down at a 7.28% 30-year fixed rate. You would need about $63,309 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,232/mo |
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| Property tax (new-buyer reassessed rate) | $161/mo |
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| Homeowners insurance | $84/mo |
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| Total monthly | $1,477/mo |
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| Down payment (20%) | $45,000 |
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| Income needed | $63,309/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
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| Beats renting in | 15% of modeled paths |
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| Modeled 5-yr equity (median) | $105,937 |
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| Range (10th to 90th pct) | $62,128 to $157,158 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto