Cottage / Storybook home in Sacramento, CA
Set in Sacramento, CA, this Cottage home provides 3 bedrooms and 3 bathrooms across 1,107 square feet. Its Cottage character defines the property's look.
| Price | $369,900 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 1107 |
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| Architectural style | Cottage / Storybook (43% match) |
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| Address | 1542 38th Ave, Sacramento, CA 95822 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $370K, this home is 38% below the $599K median for 79 similar Cottage / Storybook homes in Sacramento, CA.
- That works out to $334 per square foot, 37% below the $528 comparable rate.
- On the market 22 days.
| This home | $369,900 |
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| Cottage / Storybook median in Sacramento, CA | $599,000 (79 homes) |
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| Price per sq ft | $334 vs. $528 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,533/month with 20% down at a 7.28% 30-year fixed rate. You would need about $108,571 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,025/mo |
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| Property tax (new-buyer reassessed rate) | $370/mo |
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| Homeowners insurance | $139/mo |
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| Total monthly | $2,533/mo |
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| Down payment (20%) | $73,980 |
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| Income needed | $108,571/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
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| Beats renting in | 39% of modeled paths |
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| Modeled 5-yr equity (median) | $231,529 |
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| Range (10th to 90th pct) | $152,857 to $329,599 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow