Craftsman / Bungalow home in Saint Louis, MO
This Craftsman home in Saint Louis, MO offers 3 bedrooms and 3 bathrooms across 880 square feet. The Craftsman styling carries through the home's design.
| Price | $135,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 880 |
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| Architectural style | Craftsman / Bungalow (39% match) |
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| Address | 5435 Bates St, Saint Louis, MO 63116 |
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Why buy this home
- Confirmed Craftsman / Bungalow architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $135K, this home is 39% below the $220K median for 136 similar Craftsman / Bungalow homes in St. Louis, MO.
- That works out to $153 per square foot, 15% below the $180 comparable rate.
- On the market 25 days.
| This home | $135,000 |
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| Craftsman / Bungalow median in St. Louis, MO | $219,900 (136 homes) |
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| Price per sq ft | $153 vs. $180 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $899/month with 20% down at a 7.28% 30-year fixed rate. You would need about $38,516 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $739/mo |
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| Property tax (new-buyer reassessed rate) | $109/mo |
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| Homeowners insurance | $51/mo |
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| Total monthly | $899/mo |
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| Down payment (20%) | $27,000 |
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| Income needed | $38,516/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (47 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (47/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $49,787 |
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| Range (10th to 90th pct) | $25,535 to $78,293 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward St. Louis, MO where local data is thin.
Local home values
Typical home values in St. Louis, MO have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow