Townhouse / Rowhouse home in St Louis, MO
A Townhouse home in St Louis, MO, it offers 3 bedrooms and 3 bathrooms. It sits within the greater St. Louis, MO area.
| Price | $170,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Architectural style | Townhouse / Rowhouse (46% match) |
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| Address | 3724 Hebert Street, St Louis, MO 63107 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $170K, this home is 39% below the $279K median for 376 similar Townhouse / Rowhouse homes in St. Louis, MO.
- On the market 12 days.
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,132/month with 20% down at a 7.28% 30-year fixed rate. You would need about $48,501 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $931/mo |
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| Property tax (new-buyer reassessed rate) | $137/mo |
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| Homeowners insurance | $64/mo |
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| Total monthly | $1,132/mo |
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| Down payment (20%) | $34,000 |
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| Income needed | $48,501/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (5 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (5/100) |
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| Beats renting in | 0% of modeled paths |
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| Modeled 5-yr equity (median) | $24,727 |
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| Range (10th to 90th pct) | $-183 to $53,493 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward St. Louis, MO where local data is thin.
Local home values
Typical home values in St. Louis, MO have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately