Ranch home in Tempe, AZ
This Ranch home in Tempe, AZ offers 3 bedrooms and 2 bathrooms. Its Ranch character defines the property's look.
| Price | $579,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Architectural style | Ranch (36% match) |
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| Address | 1239 W Elna Rae Street, Tempe, AZ 85281 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $579K, this home is 13% above the $510K median for 174 similar Ranch homes in Tempe, AZ.
- New to market (5 days), so expect competition.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,686/month with 20% down at a 7.28% 30-year fixed rate. You would need about $157,952 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,169/mo |
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| Property tax (new-buyer reassessed rate) | $299/mo |
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| Homeowners insurance | $217/mo |
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| Total monthly | $3,686/mo |
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| Down payment (20%) | $115,800 |
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| Income needed | $157,952/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (81 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (81/100) |
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| Beats renting in | 52% of modeled paths |
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| Modeled 5-yr equity (median) | $381,331 |
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| Range (10th to 90th pct) | $252,053 to $535,286 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Estately