Spanish Revival home in 12986 Macdonald Dr Ojai, CA
Set in Ojai, CA, this Spanish Revival home provides 5 bedrooms and 5 bathrooms across 4,776 square feet. Standout details include attached garage, fireplace, and hardwood floors. The Spanish Revival styling carries through the home's design.
| Price | $2,995,000 |
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| Beds | 5 |
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| Baths | 5 |
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| Sqft | 4776 |
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| Architectural style | Spanish Revival (73% match) |
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| Address | 12986 Macdonald Dr Ojai, CA 93023 |
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Why buy this home
- Confirmed Spanish Revival architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, fireplace, hardwood floors.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced a little above the area.
- At $3M, this home is 9% above the $2.8M median for 50 similar Spanish Revival homes in Ojai, CA.
- That works out to $627 per square foot, 28% below the $873 comparable rate.
| This home | $2,995,000 |
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| Spanish Revival median in Ojai, CA | $2,756,500 (50 homes) |
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| Price per sq ft | $627 vs. $873 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $20,512/month with 20% down at a 7.28% 30-year fixed rate. You would need about $879,079 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $16,394/mo |
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| Property tax (new-buyer reassessed rate) | $2,995/mo |
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| Homeowners insurance | $1,123/mo |
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| Total monthly | $20,512/mo |
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| Down payment (20%) | $599,000 |
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| Income needed | $879,079/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 18% of modeled paths |
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| Modeled 5-yr equity (median) | $1,535,486 |
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| Range (10th to 90th pct) | $936,144 to $2,266,037 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto