Cottage / Storybook home in Jacksonville, FL
This Cottage home in Jacksonville, FL offers 3 bedrooms and 1 bathroom across 1,034 square feet. Its Cottage character defines the property's look.
| Price | $310,000 |
|---|
| Beds | 3 |
|---|
| Baths | 1 |
|---|
| Sqft | 1034 |
|---|
| Architectural style | Cottage / Storybook (55% match) |
|---|
| Address | 12061 Cap Ferrat Street, Jacksonville, FL 32224 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $310K, this home is 35% above the $230K median for 286 similar Cottage / Storybook homes in Jacksonville, FL.
- That works out to $300 per square foot, 65% above the $182 comparable rate.
- New to market (3 days), so expect competition.
| This home | $310,000 |
|---|
| Cottage / Storybook median in Jacksonville, FL | $230,000 (286 homes) |
|---|
| Price per sq ft | $300 vs. $182 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,048/month with 20% down at a 7.28% 30-year fixed rate. You would need about $87,779 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,697/mo |
|---|
| Property tax (new-buyer reassessed rate) | $235/mo |
|---|
| Homeowners insurance | $116/mo |
|---|
| Total monthly | $2,048/mo |
|---|
| Down payment (20%) | $62,000 |
|---|
| Income needed | $87,779/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
|---|
| Beats renting in | 16% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $154,325 |
|---|
| Range (10th to 90th pct) | $90,956 to $226,590 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately