Cottage / Storybook home in Hinsdale, IL
Set in Hinsdale, IL, this Cottage home provides 6 bedrooms and 6 bathrooms across 3,683 square feet. The Cottage styling carries through the home's design.
| Price | $1,899,000 |
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| Beds | 6 |
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| Baths | 6 |
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| Sqft | 3683 |
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| Architectural style | Cottage / Storybook (42% match) |
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| Address | 121 S Stough Street, Hinsdale, IL 60521 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $1.9M, this home is 171% above the $700K median for 101 similar Cottage / Storybook homes in Chicago, IL.
- That works out to $516 per square foot, 38% above the $374 comparable rate.
| This home | $1,899,000 |
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| Cottage / Storybook median in Chicago, IL | $699,999 (101 homes) |
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| Price per sq ft | $516 vs. $374 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $14,398/month with 20% down at a 7.28% 30-year fixed rate. You would need about $617,069 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $10,395/mo |
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| Property tax (new-buyer reassessed rate) | $3,292/mo |
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| Homeowners insurance | $712/mo |
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| Total monthly | $14,398/mo |
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| Down payment (20%) | $379,800 |
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| Income needed | $617,069/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (39 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (39/100) |
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| Beats renting in | 1% of modeled paths |
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| Modeled 5-yr equity (median) | $624,533 |
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| Range (10th to 90th pct) | $304,382 to $1,008,588 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately