Ranch home in Bend, OR
This Ranch home in Bend, OR offers 4 bedrooms and 2 bathrooms across 1,920 square feet. Its Ranch character defines the property's look.
| Price | $690,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1920 |
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| Architectural style | Ranch (68% match) |
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| Address | 20232 Morgan Loop, Bend, OR 97703 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
- At $690K, this home is 5% above the $660K median for 373 similar Ranch homes in Bend, OR.
- That works out to $359 per square foot, 14% below the $419 comparable rate.
- On the market 11 days.
| This home | $690,000 |
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| Ranch median in Bend, OR | $660,000 (373 homes) |
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| Price per sq ft | $359 vs. $419 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,570/month with 20% down at a 7.28% 30-year fixed rate. You would need about $195,872 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,777/mo |
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| Property tax (new-buyer reassessed rate) | $535/mo |
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| Homeowners insurance | $259/mo |
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| Total monthly | $4,570/mo |
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| Down payment (20%) | $138,000 |
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| Income needed | $195,872/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
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| Beats renting in | 38% of modeled paths |
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| Modeled 5-yr equity (median) | $424,938 |
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| Range (10th to 90th pct) | $271,873 to $607,156 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Bend, OR where local data is thin.
Local home values
Typical home values in Bend, OR have risen about 6% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia