Ranch home in Boise, ID
This Ranch home in Boise, ID offers 3 bedrooms and 2 bathrooms across 1,252 square feet. Its Ranch character defines the property's look.
| Price | $419,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1252 |
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| Architectural style | Ranch (79% match) |
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| Address | 3322 S Centennial Pl, Boise, ID 83706 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $420K, this home is 16% below the $499K median for 789 similar Ranch homes in Boise, ID.
- That works out to $335 per square foot, 4% above the $321 comparable rate.
- On the market 129 days, which is a long time; sellers are often flexible at this point.
| This home | $419,900 |
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| Ranch median in Boise, ID | $499,000 (789 homes) |
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| Price per sq ft | $335 vs. $321 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,690/month with 20% down at a 7.28% 30-year fixed rate. You would need about $115,299 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,298/mo |
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| Property tax (new-buyer reassessed rate) | $234/mo |
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| Homeowners insurance | $157/mo |
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| Total monthly | $2,690/mo |
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| Down payment (20%) | $83,980 |
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| Income needed | $115,299/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 53% of modeled paths |
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| Modeled 5-yr equity (median) | $278,687 |
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| Range (10th to 90th pct) | $184,473 to $387,093 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boise, ID where local data is thin.
Local home values
Typical home values in Boise, ID have fallen about 0% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow