Townhouse / Rowhouse home in Chattanooga, TN
This Townhouse multifamily home in Chattanooga, TN offers 24 bedrooms and 16 bathrooms across 3,576 square feet. The listing highlights an attached garage.
| Price | $1,870,000 |
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| Beds | 24 |
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| Baths | 16 |
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| Sqft | 3576 |
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| Architectural style | Townhouse / Rowhouse (84% match) |
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| Address | 123 Yother Lane, Chattanooga, TN 37415 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $1.9M, this home is 421% above the $359K median for 334 similar Townhouse / Rowhouse homes in Chattanooga, TN.
- That works out to $523 per square foot, 131% above the $226 comparable rate.
- On the market 19 days.
| This home | $1,870,000 |
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| Townhouse / Rowhouse median in Chattanooga, TN | $359,000 (334 homes) |
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| Price per sq ft | $523 vs. $226 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $11,981/month with 20% down at a 7.28% 30-year fixed rate. You would need about $513,478 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $10,236/mo |
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| Property tax (new-buyer reassessed rate) | $1,044/mo |
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| Homeowners insurance | $701/mo |
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| Total monthly | $11,981/mo |
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| Down payment (20%) | $374,000 |
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| Income needed | $513,478/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (60/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $840,538 |
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| Range (10th to 90th pct) | $486,143 to $1,255,534 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chattanooga, TN where local data is thin.
Local home values
Typical home values in Chattanooga, TN have risen about 24% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately