Townhouse / Rowhouse home in Richmond, VA
A Townhouse home in Richmond, VA, it offers 4 bedrooms and 4 bathrooms across 3,112 square feet. The listing highlights guest house / adu and deck / patio. The Townhouse styling carries through the home's design.
| Price | $574,950 |
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| Beds | 4 |
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| Baths | 4 |
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| Sqft | 3112 |
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| Architectural style | Townhouse / Rowhouse (82% match) |
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| Address | 3112 N Street, Richmond, VA 23223 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, guest house / ADU.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $575K, this home is 31% above the $440K median for 426 similar Townhouse / Rowhouse homes in Richmond, VA.
- That works out to $185 per square foot, 29% below the $260 comparable rate.
| This home | $574,950 |
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| Townhouse / Rowhouse median in Richmond, VA | $439,950 (426 homes) |
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| Price per sq ft | $185 vs. $260 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,780/month with 20% down at a 7.28% 30-year fixed rate. You would need about $161,981 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,147/mo |
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| Property tax (new-buyer reassessed rate) | $417/mo |
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| Homeowners insurance | $216/mo |
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| Total monthly | $3,780/mo |
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| Down payment (20%) | $114,990 |
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| Income needed | $161,981/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
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| Beats renting in | 23% of modeled paths |
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| Modeled 5-yr equity (median) | $302,583 |
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| Range (10th to 90th pct) | $184,048 to $435,302 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Richmond, VA where local data is thin.
Local home values
Typical home values in Richmond, VA have risen about 27% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately