Ranch home in Dallas, TX
A Ranch home in Dallas, TX, it offers 3 bedrooms and 1 bathroom across 1,040 square feet. Standout details include an attached garage.
| Price | $239,500 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1040 |
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| Architectural style | Ranch (68% match) |
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| Address | 12220 Holt Drive, Dallas, TX 75218 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $240K, this home is 42% below the $415K median for 1907 similar Ranch homes in Dallas, TX.
- That works out to $230 per square foot, 3% above the $224 comparable rate.
- New to market (4 days), so expect competition.
| This home | $239,500 |
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| Ranch median in Dallas, TX | $415,000 (1907 homes) |
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| Price per sq ft | $230 vs. $224 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,736/month with 20% down at a 7.28% 30-year fixed rate. You would need about $74,403 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,311/mo |
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| Property tax (new-buyer reassessed rate) | $335/mo |
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| Homeowners insurance | $90/mo |
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| Total monthly | $1,736/mo |
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| Down payment (20%) | $47,900 |
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| Income needed | $74,403/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (70 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (70/100) |
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| Beats renting in | 24% of modeled paths |
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| Modeled 5-yr equity (median) | $139,124 |
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| Range (10th to 90th pct) | $88,802 to $200,723 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Dallas, TX where local data is thin.
Local home values
Typical home values in Dallas, TX have risen about 12% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately