Townhouse / Rowhouse home in PHILADELPHIA, PA
Set in PHILADELPHIA, PA, this Townhouse home provides 4 bedrooms and 3 bathrooms across 1,998 square feet. The listing highlights deck / patio, hardwood floors, and walk-in closet.
| Price | $465,000 |
|---|
| Beds | 4 |
|---|
| Baths | 3 |
|---|
| Sqft | 1998 |
|---|
| Architectural style | Townhouse / Rowhouse (87% match) |
|---|
| Address | 1202 Mt Vernon Street, PHILADELPHIA, PA 19123 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, hardwood floors, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $465K, this home is 63% above the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $233 per square foot, 9% above the $213 comparable rate.
| This home | $465,000 |
|---|
| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
|---|
| Price per sq ft | $233 vs. $213 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,297/month with 20% down at a 7.28% 30-year fixed rate. You would need about $141,301 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,545/mo |
|---|
| Property tax (new-buyer reassessed rate) | $577/mo |
|---|
| Homeowners insurance | $174/mo |
|---|
| Total monthly | $3,297/mo |
|---|
| Down payment (20%) | $93,000 |
|---|
| Income needed | $141,301/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (37 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (37/100) |
|---|
| Beats renting in | 1% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $149,270 |
|---|
| Range (10th to 90th pct) | $70,249 to $243,523 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately