Cape Cod home in Westhampton, NY
This 2,228-square-foot Cape Cod home in Westhampton, NY includes 5 bedrooms and 3 bathrooms. Standout details include lake / river / water view and swimming pool.
| Price | $3,250,000 |
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| Beds | 5 |
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| Baths | 3 |
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| Sqft | 2228 |
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| Architectural style | Cape Cod (95% match) |
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| Address | 65 Shore Road, Westhampton, NY 11977 |
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Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Features: lake / river / water view, swimming pool.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $3.3M, this home is 18% above the $2.8M median for 285 similar Cape Cod homes in Southampton, NY.
- That works out to $1459 per square foot, 40% above the $1045 comparable rate.
| This home | $3,250,000 |
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| Cape Cod median in Southampton, NY | $2,750,000 (285 homes) |
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| Price per sq ft | $1,459 vs. $1,045 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $23,667/month with 20% down at a 7.28% 30-year fixed rate. You would need about $1,014,283 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $17,790/mo |
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| Property tax (new-buyer reassessed rate) | $4,658/mo |
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| Homeowners insurance | $1,219/mo |
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| Total monthly | $23,667/mo |
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| Down payment (20%) | $650,000 |
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| Income needed | $1,014,283/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (58 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (58/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $1,443,269 |
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| Range (10th to 90th pct) | $829,120 to $2,182,909 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Estately