home in Boston, MA
Set in Boston, MA, this condo provides 2 bedrooms and 2 bathrooms across 1,751 square feet. Notable features include lake / river / water view, fireplace, kitchen island, and walk-in closet.
| Price | $1,399,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1751 |
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| Address | 37 Bay State Unit 1-3, Boston, MA 02215 |
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Why buy this home
- Features: fireplace, kitchen island, lake / river / water view, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced in line with the area.
- New to market (4 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $9,511/month with 20% down at a 7.28% 30-year fixed rate. You would need about $407,631 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,658/mo |
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| Property tax (new-buyer reassessed rate) | $1,329/mo |
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| Homeowners insurance | $525/mo |
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| Total monthly | $9,511/mo |
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| Down payment (20%) | $279,800 |
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| Income needed | $407,631/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $695,144 |
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| Range (10th to 90th pct) | $426,561 to $1,014,261 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boston, MA where local data is thin.
Local home values
Typical home values in Boston, MA have risen about 23% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately