home in North Chesterfield, VA
This condo in North Chesterfield, VA offers 2 bedrooms and 2 bathrooms across 942 square feet. It sits within the greater Richmond, VA area.
| Price | $169,950 |
|---|
| Beds | 2 |
|---|
| Baths | 2 |
|---|
| Sqft | 942 |
|---|
| Address | 10382 Iron Mill Rd, North Chesterfield, VA 23235 |
|---|
Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,117/month with 20% down at a 7.28% 30-year fixed rate. You would need about $47,880 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $930/mo |
|---|
| Property tax (new-buyer reassessed rate) | $123/mo |
|---|
| Homeowners insurance | $64/mo |
|---|
| Total monthly | $1,117/mo |
|---|
| Down payment (20%) | $33,990 |
|---|
| Income needed | $47,880/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (62 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (62/100) |
|---|
| Beats renting in | 14% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $78,951 |
|---|
| Range (10th to 90th pct) | $45,897 to $119,622 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Richmond, VA where local data is thin.
Local home values
Typical home values in Richmond, VA have risen about 27% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow