home in Saint Augustine, FL
This 2,482-square-foot home in Saint Augustine, FL includes 4 bedrooms and 3 bathrooms. It sits within the greater St. Petersburg, FL area.
| Price | $610,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2482 |
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| Address | 1880 S LANDGUARD Road, Saint Augustine, FL 32092 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little above the area.
- New to market (3 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,030/month with 20% down at a 7.28% 30-year fixed rate. You would need about $172,727 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,339/mo |
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| Property tax (new-buyer reassessed rate) | $463/mo |
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| Homeowners insurance | $229/mo |
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| Total monthly | $4,030/mo |
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| Down payment (20%) | $122,000 |
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| Income needed | $172,727/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $296,389 |
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| Range (10th to 90th pct) | $178,491 to $441,202 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia