Mediterranean home in Elk Grove, CA
A Mediterranean home in Elk Grove, CA, it offers 4 bedrooms and 3 bathrooms across 1,725 square feet. The listing highlights attached garage and large backyard / lot. The Mediterranean styling carries through the home's design.
| Price | $535,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 1725 |
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| Architectural style | Mediterranean (36% match) |
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| Address | 5281 Francesca St, Elk Grove, CA 95758 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Features: attached garage, large backyard / lot.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $535K, this home is 18% below the $649K median for 85 similar Mediterranean homes in Sacramento, CA.
- That works out to $310 per square foot, 13% above the $275 comparable rate.
| This home | $535,000 |
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| Mediterranean median in Sacramento, CA | $648,990 (85 homes) |
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| Price per sq ft | $310 vs. $275 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,664/month with 20% down at a 7.28% 30-year fixed rate. You would need about $157,031 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,928/mo |
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| Property tax (new-buyer reassessed rate) | $535/mo |
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| Homeowners insurance | $201/mo |
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| Total monthly | $3,664/mo |
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| Down payment (20%) | $107,000 |
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| Income needed | $157,031/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $320,633 |
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| Range (10th to 90th pct) | $208,260 to $458,961 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia