Ranch home in Vero Beach, FL
A Ranch home in Vero Beach, FL, it offers 4 bedrooms and 2 bathrooms across 1,850 square feet. The Ranch styling carries through the home's design.
| Price | $626,570 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1850 |
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| Architectural style | Ranch (56% match) |
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| Address | 4291 Santa Maria Cir, Vero Beach, FL 32967 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $627K, this home is 60% above the $393K median for 368 similar Ranch homes in St. Petersburg, FL.
- That works out to $339 per square foot, 29% above the $262 comparable rate.
- On the market 108 days, which is a long time; sellers are often flexible at this point.
| This home | $626,570 |
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| Ranch median in St. Petersburg, FL | $392,632 (368 homes) |
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| Price per sq ft | $339 vs. $262 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,140/month with 20% down at a 7.28% 30-year fixed rate. You would need about $177,419 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,430/mo |
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| Property tax (new-buyer reassessed rate) | $475/mo |
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| Homeowners insurance | $235/mo |
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| Total monthly | $4,140/mo |
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| Down payment (20%) | $125,314 |
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| Income needed | $177,419/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $362,742 |
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| Range (10th to 90th pct) | $228,261 to $512,130 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia