home in Austin, TX
Set in Austin, TX, this home provides 4 bedrooms and 3 bathrooms across 2,825 square feet.
| Price | $815,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2825 |
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| Address | 865 Catalina Ln, Austin, TX 78737 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,908/month with 20% down at a 7.28% 30-year fixed rate. You would need about $253,187 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,461/mo |
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| Property tax (new-buyer reassessed rate) | $1,141/mo |
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| Homeowners insurance | $306/mo |
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| Total monthly | $5,908/mo |
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| Down payment (20%) | $163,000 |
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| Income needed | $253,187/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (61 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (61/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $394,317 |
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| Range (10th to 90th pct) | $230,958 to $582,411 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Austin, TX where local data is thin.
Local home values
Typical home values in Austin, TX have fallen about 14% over the past 5 years (-5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia