Question 1

What architectural style is the home at 20 Duval Pl, Montauk, NY 11954?

Accepted Answer

The home at 20 Duval Pl, Montauk, NY 11954 in Montauk, NY is a Cape Cod (54% match), identified from its listing photos by Enzo's vision model.

Question 2

Is the home at 20 Duval Pl, Montauk, NY 11954 a good buy?

Accepted Answer

Priced above comparable homes. At $3.9M, this home is 29% above the $3M median for 174 similar Cape Cod homes in Montauk, NY. That works out to $5347 per square foot, 236% above the $1590 comparable rate. On the market 158 days, which is a long time; sellers are often flexible at this point. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.

Question 3

What does the home at 20 Duval Pl, Montauk, NY 11954 cost per month?

Accepted Answer

At about $3,850,000 with 20% down at a 7.28% 30-year fixed rate, the estimated monthly cost is $28,036: $21,074 mortgage, $5,518 property tax, $1,444 insurance. That needs roughly $1,201,535 gross annual income to stay within a 28% housing ratio. Property tax is estimated at the new-buyer reassessed rate, not the seller's current bill. A signal, not financial advice.

Question 4

Is the home at 20 Duval Pl, Montauk, NY 11954 a good financial investment?

Accepted Answer

Enzo's models this home at a financial grade of B- (66/100) over 5 years. In 16% of simulated local price and interest-rate paths it comes out ahead of renting, with modeled equity around $2,012,767 (range $1,237,990 to $2,928,786). This is a model built on public data, not a guarantee or financial advice.