Colonial home in Naperville, IL
This 2,243-square-foot Colonial home in Naperville, IL includes 4 bedrooms and 3 bathrooms. The Colonial styling carries through the home's design.
| Price | $624,900 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2243 |
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| Architectural style | Colonial (37% match) |
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| Address | 2820 Springdale Cir, Naperville, IL 60564 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $625K, this home is 22% below the $800K median for 254 similar Colonial homes in Chicago, IL.
- That works out to $279 per square foot, 9% below the $306 comparable rate.
| This home | $624,900 |
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| Colonial median in Chicago, IL | $800,000 (254 homes) |
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| Price per sq ft | $279 vs. $306 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,738/month with 20% down at a 7.28% 30-year fixed rate. You would need about $203,058 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,421/mo |
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| Property tax (new-buyer reassessed rate) | $1,083/mo |
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| Homeowners insurance | $234/mo |
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| Total monthly | $4,738/mo |
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| Down payment (20%) | $124,980 |
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| Income needed | $203,058/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $257,402 |
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| Range (10th to 90th pct) | $139,520 to $400,518 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow