Townhouse / Rowhouse home in Boise, ID
This 1,138-square-foot Townhouse home in Boise, ID includes 2 bedrooms and 3 bathrooms. The Townhouse styling carries through the home's design.
| Price | $359,900 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 1138 |
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| Architectural style | Townhouse / Rowhouse (64% match) |
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| Address | 1414 N Cole Cottage Lane, Boise, ID 83704 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $360K, this home is 23% below the $469K median for 161 similar Townhouse / Rowhouse homes in Boise, ID.
- That works out to $316 per square foot, 7% above the $294 comparable rate.
| This home | $359,900 |
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| Townhouse / Rowhouse median in Boise, ID | $469,000 (161 homes) |
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| Price per sq ft | $316 vs. $294 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,306/month with 20% down at a 7.28% 30-year fixed rate. You would need about $98,824 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,970/mo |
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| Property tax (new-buyer reassessed rate) | $201/mo |
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| Homeowners insurance | $135/mo |
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| Total monthly | $2,306/mo |
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| Down payment (20%) | $71,980 |
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| Income needed | $98,824/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (86 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (86/100) |
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| Beats renting in | 62% of modeled paths |
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| Modeled 5-yr equity (median) | $258,864 |
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| Range (10th to 90th pct) | $174,275 to $357,193 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Boise, ID where local data is thin.
Local home values
Typical home values in Boise, ID have fallen about 0% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately