Colonial home in North Chesterfield, VA
A Colonial home in North Chesterfield, VA, it offers 4 bedrooms and 3.5 bathrooms across 3,242 square feet. The Colonial styling carries through the home's design.
| Price | $590,000 |
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| Beds | 4 |
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| Baths | 3.5 |
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| Sqft | 3242 |
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| Architectural style | Colonial (59% match) |
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| Address | 9700 Stemwell Ct, North Chesterfield, VA 23236 |
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Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $590K, this home is 18% above the $499K median for 265 similar Colonial homes in Richmond, VA.
- That works out to $182 per square foot, 22% below the $233 comparable rate.
- On the market 51 days, longer than usual here, so the seller may be open to offers.
| This home | $590,000 |
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| Colonial median in Richmond, VA | $499,000 (265 homes) |
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| Price per sq ft | $182 vs. $233 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,878/month with 20% down at a 7.28% 30-year fixed rate. You would need about $166,221 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,229/mo |
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| Property tax (new-buyer reassessed rate) | $428/mo |
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| Homeowners insurance | $221/mo |
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| Total monthly | $3,878/mo |
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| Down payment (20%) | $118,000 |
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| Income needed | $166,221/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (60/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $266,385 |
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| Range (10th to 90th pct) | $153,601 to $403,105 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Richmond, VA where local data is thin.
Local home values
Typical home values in Richmond, VA have risen about 27% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia