Townhouse / Rowhouse home in Philadelphia, PA
Set in Philadelphia, PA, this Townhouse home provides 3 bedrooms and 2 bathrooms across 1,209 square feet. Its Townhouse character defines the property's look.
| Price | $359,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1209 |
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| Architectural style | Townhouse / Rowhouse (78% match) |
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| Address | 622 Emerson St, Philadelphia, PA 19111 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $360K, this home is 26% above the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $298 per square foot, 40% above the $213 comparable rate.
- On the market 10 days.
| This home | $359,900 |
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| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
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| Price per sq ft | $298 vs. $213 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,552/month with 20% down at a 7.28% 30-year fixed rate. You would need about $109,364 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,970/mo |
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| Property tax (new-buyer reassessed rate) | $447/mo |
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| Homeowners insurance | $135/mo |
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| Total monthly | $2,552/mo |
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| Down payment (20%) | $71,980 |
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| Income needed | $109,364/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (56 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (56/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $155,067 |
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| Range (10th to 90th pct) | $85,628 to $233,777 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow