Adobe / Pueblo / Southwestern home in Santa Fe, NM
This Adobe home in Santa Fe, NM offers 3 bedrooms and 2 bathrooms across 1,468 square feet. The Adobe styling carries through the home's design.
| Price | $545,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1468 |
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| Architectural style | Adobe / Pueblo / Southwestern (98% match) |
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| Address | 1554 Moki Ln, Santa Fe, NM 87507 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $545K, this home is 20% below the $685K median for 1140 similar Adobe / Pueblo / Southwestern homes in Santa Fe, NM.
- That works out to $371 per square foot, 2% below the $377 comparable rate.
- New to market (5 days), so expect competition.
| This home | $545,000 |
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| Adobe / Pueblo / Southwestern median in Santa Fe, NM | $685,000 (1140 homes) |
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| Price per sq ft | $371 vs. $377 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,551/month with 20% down at a 7.28% 30-year fixed rate. You would need about $152,180 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,983/mo |
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| Property tax (new-buyer reassessed rate) | $363/mo |
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| Homeowners insurance | $204/mo |
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| Total monthly | $3,551/mo |
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| Down payment (20%) | $109,000 |
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| Income needed | $152,180/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (61 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (61/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $250,586 |
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| Range (10th to 90th pct) | $147,450 to $375,703 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Santa Fe, NM where local data is thin.
Local home values
Typical home values in Santa Fe, NM have risen about 16% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow