home in WASHINGTON, DC
Set in WASHINGTON, DC, this home provides 2 bedrooms and 3 bathrooms across 1,240 square feet. The listing highlights attached garage and deck / patio.
| Price | $999,900 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 1240 |
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| Address | 435 Ridge Street NW, WASHINGTON, DC 20001 |
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Why buy this home
- Features: attached garage, deck / patio.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,323/month with 20% down at a 7.28% 30-year fixed rate. You would need about $270,989 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,473/mo |
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| Property tax (new-buyer reassessed rate) | $475/mo |
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| Homeowners insurance | $375/mo |
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| Total monthly | $6,323/mo |
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| Down payment (20%) | $199,980 |
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| Income needed | $270,989/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home F (32 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | F (32/100) |
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| Beats renting in | 2% of modeled paths |
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| Modeled 5-yr equity (median) | $302,587 |
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| Range (10th to 90th pct) | $129,615 to $495,384 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Washington, DC where local data is thin.
Local home values
Typical home values in Washington, DC have risen about 13% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately