Ranch home in Phoenix, AZ
This Ranch home in Phoenix, AZ offers 3 bedrooms and 2 bathrooms across 1,395 square feet. Its Ranch character defines the property's look.
| Price | $368,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1395 |
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| Architectural style | Ranch (41% match) |
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| Address | 3039 W MATTHEW Drive, Phoenix, AZ 85027 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $368K, this home is 12% below the $420K median for 1131 similar Ranch homes in Phoenix, AZ.
- That works out to $264 per square foot, 4% below the $274 comparable rate.
- On the market 26 days.
| This home | $368,000 |
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| Ranch median in Phoenix, AZ | $420,000 (1131 homes) |
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| Price per sq ft | $264 vs. $274 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,342/month with 20% down at a 7.28% 30-year fixed rate. You would need about $100,391 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,014/mo |
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| Property tax (new-buyer reassessed rate) | $190/mo |
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| Homeowners insurance | $138/mo |
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| Total monthly | $2,342/mo |
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| Down payment (20%) | $73,600 |
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| Income needed | $100,391/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A (89 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A (89/100) |
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| Beats renting in | 71% of modeled paths |
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| Modeled 5-yr equity (median) | $281,549 |
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| Range (10th to 90th pct) | $193,072 to $383,741 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow