Ranch home in 10148 Blue Larkspur Ln Monterey, CA
A Ranch home in Monterey, CA, it offers 4 bedrooms and 3.5 bathrooms across 2,438 square feet. Its Ranch character defines the property's look.
| Price | $1,488,888 |
|---|
| Beds | 4 |
|---|
| Baths | 3.5 |
|---|
| Sqft | 2438 |
|---|
| Architectural style | Ranch (91% match) |
|---|
| Address | 10148 Blue Larkspur Ln Monterey, CA 93940 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced in line with the area.
- The median for 25 similar Ranch homes in Monterey, CA is $1.5M.
- That works out to $611 per square foot, 7% below the $654 comparable rate.
| This home | $1,488,888 |
|---|
| Ranch median in Monterey, CA | $1,488,888 (25 homes) |
|---|
| Price per sq ft | $611 vs. $654 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $10,197/month with 20% down at a 7.28% 30-year fixed rate. You would need about $437,012 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $8,150/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,489/mo |
|---|
| Homeowners insurance | $558/mo |
|---|
| Total monthly | $10,197/mo |
|---|
| Down payment (20%) | $297,778 |
|---|
| Income needed | $437,012/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 13% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $737,583 |
|---|
| Range (10th to 90th pct) | $442,736 to $1,082,796 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto