Condo / High-rise home in BALTIMORE, MD
This 1,100-square-foot Condo condo in BALTIMORE, MD includes 2 bedrooms and 2 bathrooms. Notable features include a walk-in closet. The Condo styling carries through the home's design.
| Price | $205,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1100 |
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| Architectural style | Condo / High-rise (97% match) |
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| Address | 414 Water Street Unit 1201, BALTIMORE, MD 21202 |
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Why buy this home
- Confirmed Condo / High-rise architecture, matched from the listing photos by Enzo's vision model.
- Features: walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $205K, this home is 18% below the $250K median for 272 similar Condo / High-rise homes in Baltimore, MD.
- That works out to $186 per square foot, 12% below the $212 comparable rate.
| This home | $205,000 |
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| Condo / High-rise median in Baltimore, MD | $250,000 (272 homes) |
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| Price per sq ft | $186 vs. $212 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,382/month with 20% down at a 7.28% 30-year fixed rate. You would need about $59,219 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,122/mo |
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| Property tax (new-buyer reassessed rate) | $183/mo |
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| Homeowners insurance | $77/mo |
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| Total monthly | $1,382/mo |
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| Down payment (20%) | $41,000 |
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| Income needed | $59,219/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home D (41 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | D (41/100) |
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| Beats renting in | 3% of modeled paths |
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| Modeled 5-yr equity (median) | $69,756 |
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| Range (10th to 90th pct) | $33,385 to $111,379 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately